Side-by-side · Q2 2026 data
Reliance Credit Union vs K.C. Area Credit Union
Metric by metric
| Measure | Reliance Credit Union | K.C. Area Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 76 |
| Capital cushion | 100 | 100 |
| Loan quality | 90 (stronger) | 64 |
| Earnings | 80 (stronger) | 29 |
| Funding & liquidity | 97 | 100 (stronger) |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 94th | 54th |
| Total assets | $25.1M | $11.4M |
| Deposits / shares | $20.9M | $9.4M |
| Capital ratio | 16.44% | 17.20% (stronger) |
| Problem loans | 0.30% (stronger) | 1.09% |
| Net charge-offs | 0.41% (stronger) | 2.04% |
| Return on assets | 1.50% (stronger) | 0.22% |
| Loans ÷ deposits | 63.6% | 42.1% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 0.3% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Reliance Credit Union has the higher TellerScore (93 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Reliance Credit Union leads on 5 and K.C. Area Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.