Side-by-side · Q2 2026 data
Reliance Credit Union vs Summit Ridge Credit Union
Credit union
Summit Ridge Credit Union
Lees Summit, Missouri · Under $100 million in assets
Metric by metric
| Measure | Reliance Credit Union | Summit Ridge Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 42 |
| Capital cushion | 100 (stronger) | 34 |
| Loan quality | 90 (stronger) | 29 |
| Earnings | 80 (stronger) | 11 |
| Funding & liquidity | 97 | 100 (stronger) |
| Problem-loan coverage | 98 (stronger) | 77 |
| Peer percentile | 94th | 4th |
| Total assets | $25.1M | $19.1M |
| Deposits / shares | $20.9M | $17.3M |
| Capital ratio | 16.44% (stronger) | 8.36% |
| Problem loans | 0.30% (stronger) | 2.13% |
| Net charge-offs | 0.41% (stronger) | 1.18% |
| Return on assets | 1.50% (stronger) | -0.22% |
| Loans ÷ deposits | 63.6% | 49.0% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 5.3% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Reliance Credit Union has the higher TellerScore (93 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Reliance Credit Union leads on 6 and Summit Ridge Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.