Side-by-side · Q2 2026 data
River Bank vs Co-Op Credit Union
Metric by metric
| Measure | River Bank | Co-Op Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 70 |
| Capital cushion | 70 (stronger) | 66 |
| Loan quality | 95 (stronger) | 73 |
| Earnings | 66 (stronger) | 65 |
| Funding & liquidity | 35 | 65 (stronger) |
| Problem-loan coverage | 98 (stronger) | 88 |
| Peer percentile | 70th | 51st |
| Total assets | $1.0B | $626.8M |
| Deposits / shares | $755.7M | $548.2M |
| Capital ratio | 12.02% (stronger) | 11.55% |
| Problem loans | 0.16% (stronger) | 0.80% |
| Net charge-offs | 0.00% (stronger) | 0.05% |
| Return on assets | 1.14% (stronger) | 1.12% |
| Loans ÷ deposits | 111.3% | 95.1% (stronger) |
| Uninsured deposits | 28.6% | 12.6% (stronger) |
| Offices | 13 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.3% | 3.3% |
River Bank has the higher TellerScore (73 vs 70). On the 7 directional measures above (where higher or lower is clearly better), River Bank leads on 5 and Co-Op Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.