Side-by-side · Q2 2026 data
River Bank vs Gundersen Credit Union
Metric by metric
| Measure | River Bank | Gundersen Credit Union |
|---|---|---|
| TellerScore | 73 | 82 (stronger) |
| Capital cushion | 70 | 88 (stronger) |
| Loan quality | 95 | 98 (stronger) |
| Earnings | 66 (stronger) | 54 |
| Funding & liquidity | 35 | 69 (stronger) |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 70th | 70th |
| Total assets | $1.0B | $85.3M |
| Deposits / shares | $755.7M | $73.0M |
| Capital ratio | 12.02% | 13.80% (stronger) |
| Problem loans | 0.16% | 0.07% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.05% |
| Return on assets | 1.14% (stronger) | 0.84% |
| Loans ÷ deposits | 111.3% | 91.0% (stronger) |
| Uninsured deposits | 28.6% | 3.8% (stronger) |
| Offices | 13 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.3% | — |
Gundersen Credit Union has the higher TellerScore (82 vs 73). On the 7 directional measures above (where higher or lower is clearly better), River Bank leads on 2 and Gundersen Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.