Side-by-side · Q2 2026 data
River Bank vs Prevail Bank
Metric by metric
| Measure | River Bank | Prevail Bank |
|---|---|---|
| TellerScore | 73 | 74 (stronger) |
| Capital cushion | 70 | 76 (stronger) |
| Loan quality | 95 (stronger) | 93 |
| Earnings | 66 (stronger) | 38 |
| Funding & liquidity | 35 | 67 (stronger) |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 70th | 74th |
| Total assets | $1.0B | $1.0B |
| Deposits / shares | $755.7M | $786.8M |
| Capital ratio | 12.02% | 12.60% (stronger) |
| Problem loans | 0.16% (stronger) | 0.20% |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 1.14% (stronger) | 0.45% |
| Loans ÷ deposits | 111.3% | 93.3% (stronger) |
| Uninsured deposits | 28.6% | 14.6% (stronger) |
| Offices | 13 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.3% | 14.5% |
Prevail Bank has the higher TellerScore (74 vs 73). On the 7 directional measures above (where higher or lower is clearly better), River Bank leads on 3 and Prevail Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.