Side-by-side · Q2 2026 data
River City Federal Credit Union vs Communities of Abilene Federal Credit Union
Credit union
River City Federal Credit Union
San Antonio, Texas · $100 million – $1 billion
Credit union
Communities of Abilene Federal Credit Union
Abilene, Texas · $100 million – $1 billion
Metric by metric
| Measure | River City Federal Credit Union | Communities of Abilene Federal Credit Union |
|---|---|---|
| TellerScore | 44 | 72 (stronger) |
| Capital cushion | 62 (stronger) | 59 |
| Loan quality | 33 | 92 (stronger) |
| Earnings | 0 | 37 (stronger) |
| Funding & liquidity | 69 | 96 (stronger) |
| Problem-loan coverage | 67 | 97 (stronger) |
| Peer percentile | 2nd | 57th |
| Total assets | $147.8M | $161.1M |
| Deposits / shares | $124.6M | $151.1M |
| Capital ratio | 11.17% (stronger) | 10.86% |
| Problem loans | 2.00% | 0.23% (stronger) |
| Net charge-offs | 1.86% | 0.26% (stronger) |
| Return on assets | -1.51% | 0.43% (stronger) |
| Loans ÷ deposits | 91.4% | 64.7% (stronger) |
| Uninsured deposits | 9.6% | 4.3% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Communities of Abilene Federal Credit Union has the higher TellerScore (72 vs 44). On the 7 directional measures above (where higher or lower is clearly better), River City Federal Credit Union leads on 1 and Communities of Abilene Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.