Side-by-side · Q2 2026 data
River Region Federal Credit Union vs Geismar Complex Federal Credit Union
Credit union
River Region Federal Credit Union
Lutcher, Louisiana · Under $100 million in assets
Credit union
Geismar Complex Federal Credit Union
Geismar, Louisiana · Under $100 million in assets
Metric by metric
| Measure | River Region Federal Credit Union | Geismar Complex Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 80 (stronger) |
| Capital cushion | 100 (stronger) | 81 |
| Loan quality | 21 | 83 (stronger) |
| Earnings | 39 | 60 (stronger) |
| Funding & liquidity | 100 (stronger) | 91 |
| Problem-loan coverage | 95 | 95 |
| Peer percentile | 36th | 65th |
| Total assets | $42.0M | $44.6M |
| Deposits / shares | $33.7M | $38.6M |
| Capital ratio | 19.63% (stronger) | 13.11% |
| Problem loans | 2.38% | 0.51% (stronger) |
| Net charge-offs | 0.04% | -0.15% (stronger) |
| Return on assets | 0.47% | 1.01% (stronger) |
| Loans ÷ deposits | 26.9% (stronger) | 69.0% |
| Uninsured deposits | 0.0% (stronger) | 10.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Geismar Complex Federal Credit Union has the higher TellerScore (80 vs 68). On the 7 directional measures above (where higher or lower is clearly better), River Region Federal Credit Union leads on 3 and Geismar Complex Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.