Side-by-side · Q2 2026 data
River Valley Credit Union vs Aac Credit Union
Metric by metric
| Measure | River Valley Credit Union | Aac Credit Union |
|---|---|---|
| TellerScore | 74 | 90 (stronger) |
| Capital cushion | 71 | 100 (stronger) |
| Loan quality | 79 | 88 (stronger) |
| Earnings | 48 | 78 (stronger) |
| Funding & liquidity | 92 (stronger) | 85 |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 63rd | 95th |
| Total assets | $124.0M | $212.4M |
| Deposits / shares | $107.5M | $158.1M |
| Capital ratio | 12.13% | 24.16% (stronger) |
| Problem loans | 0.63% | 0.36% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.08% |
| Return on assets | 0.71% | 1.46% (stronger) |
| Loans ÷ deposits | 68.6% (stronger) | 75.1% |
| Uninsured deposits | 2.1% (stronger) | 5.3% |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.5% |
Aac Credit Union has the higher TellerScore (90 vs 74). On the 7 directional measures above (where higher or lower is clearly better), River Valley Credit Union leads on 3 and Aac Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.