Side-by-side · Q2 2026 data
River Valley Credit Union vs Tri-Cities Credit Union
Metric by metric
| Measure | River Valley Credit Union | Tri-Cities Credit Union |
|---|---|---|
| TellerScore | 74 | 86 (stronger) |
| Capital cushion | 71 | 89 (stronger) |
| Loan quality | 79 | 98 (stronger) |
| Earnings | 48 | 58 (stronger) |
| Funding & liquidity | 92 (stronger) | 89 |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 63rd | 80th |
| Total assets | $124.0M | $51.3M |
| Deposits / shares | $107.5M | $43.7M |
| Capital ratio | 12.13% | 13.92% (stronger) |
| Problem loans | 0.63% | 0.05% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.13% |
| Return on assets | 0.71% | 0.96% (stronger) |
| Loans ÷ deposits | 68.6% (stronger) | 71.4% |
| Uninsured deposits | 2.1% (stronger) | 5.5% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Tri-Cities Credit Union has the higher TellerScore (86 vs 74). On the 7 directional measures above (where higher or lower is clearly better), River Valley Credit Union leads on 3 and Tri-Cities Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Ada, MI