Side-by-side · Q2 2026 data
River Works Credit Union vs Alden Credit Union
Metric by metric
| Measure | River Works Credit Union | Alden Credit Union |
|---|---|---|
| TellerScore | 57 (stronger) | 52 |
| Capital cushion | 42 | 42 |
| Loan quality | 73 (stronger) | 62 |
| Earnings | 42 (stronger) | 30 |
| Funding & liquidity | 63 | 65 (stronger) |
| Problem-loan coverage | 85 (stronger) | 81 |
| Peer percentile | 14th | 8th |
| Total assets | $192.9M | $185.4M |
| Deposits / shares | $173.6M | $151.1M |
| Capital ratio | 9.16% | 9.18% (stronger) |
| Problem loans | 0.82% (stronger) | 1.14% |
| Net charge-offs | -0.02% | -0.04% (stronger) |
| Return on assets | 0.54% (stronger) | 0.25% |
| Loans ÷ deposits | 93.5% (stronger) | 94.8% |
| Uninsured deposits | 18.7% | 11.5% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.9% |
River Works Credit Union has the higher TellerScore (57 vs 52). On the 7 directional measures above (where higher or lower is clearly better), River Works Credit Union leads on 4 and Alden Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.