TellerScore

Side-by-side · Q2 2026 data

River Works Credit Union vs Homefield Credit Union

Credit union

River Works Credit Union

Lynn, Massachusetts · $100 million – $1 billion

57of 100
Moderate

Credit union

Homefield Credit Union

North Grafton, Massachusetts · $100 million – $1 billion

59of 100
Moderate

Metric by metric

MeasureRiver Works Credit UnionHomefield Credit Union
TellerScore5759 (stronger)
Capital cushion4251 (stronger)
Loan quality7377 (stronger)
Earnings42 (stronger)29
Funding & liquidity6368 (stronger)
Problem-loan coverage8589 (stronger)
Peer percentile14th19th
Total assets$192.9M$170.4M
Deposits / shares$173.6M$145.8M
Capital ratio9.16%10.12% (stronger)
Problem loans0.82%0.69% (stronger)
Net charge-offs-0.02% (stronger)0.06%
Return on assets0.54% (stronger)0.23%
Loans ÷ deposits93.5%92.3% (stronger)
Uninsured deposits18.7%8.7% (stronger)
Offices42
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Homefield Credit Union has the higher TellerScore (59 vs 57). On the 7 directional measures above (where higher or lower is clearly better), River Works Credit Union leads on 2 and Homefield Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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