Side-by-side · Q2 2026 data
River Works Credit Union vs New Bedford Credit Union
Metric by metric
| Measure | River Works Credit Union | New Bedford Credit Union |
|---|---|---|
| TellerScore | 57 | 71 (stronger) |
| Capital cushion | 42 | 60 (stronger) |
| Loan quality | 73 | 85 (stronger) |
| Earnings | 42 | 49 (stronger) |
| Funding & liquidity | 63 | 83 (stronger) |
| Problem-loan coverage | 85 | 95 (stronger) |
| Peer percentile | 14th | 54th |
| Total assets | $192.9M | $168.7M |
| Deposits / shares | $173.6M | $149.7M |
| Capital ratio | 9.16% | 11.01% (stronger) |
| Problem loans | 0.82% | 0.44% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.13% |
| Return on assets | 0.54% | 0.72% (stronger) |
| Loans ÷ deposits | 93.5% | 76.9% (stronger) |
| Uninsured deposits | 18.7% | 7.1% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 22.4% |
New Bedford Credit Union has the higher TellerScore (71 vs 57). On the 7 directional measures above (where higher or lower is clearly better), River Works Credit Union leads on 1 and New Bedford Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.