Side-by-side · Q2 2026 data
RiverBank vs Spokane Firefighters Credit Union
Credit union
Spokane Firefighters Credit Union
Spokane, Washington · Under $100 million in assets
Metric by metric
| Measure | RiverBank | Spokane Firefighters Credit Union |
|---|---|---|
| TellerScore | 77 | 87 (stronger) |
| Capital cushion | 63 | 95 (stronger) |
| Loan quality | 90 | 95 (stronger) |
| Earnings | 91 (stronger) | 55 |
| Funding & liquidity | 51 | 94 (stronger) |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 68th | 83rd |
| Total assets | $310.2M | $86.4M |
| Deposits / shares | $275.2M | $73.2M |
| Capital ratio | 11.34% | 14.51% (stronger) |
| Problem loans | 0.31% | 0.15% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.05% |
| Return on assets | 1.78% (stronger) | 0.86% |
| Loans ÷ deposits | 85.8% | 66.7% (stronger) |
| Uninsured deposits | 35.8% | 5.5% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.8% |
Spokane Firefighters Credit Union has the higher TellerScore (87 vs 77). On the 7 directional measures above (where higher or lower is clearly better), RiverBank leads on 2 and Spokane Firefighters Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.