Side-by-side · Q2 2026 data
Riverbank Federal Credit Union vs Cornerstone Federal Credit Union
Credit union
Riverbank Federal Credit Union
Windsor Locks, Connecticut · Under $100 million in assets
Credit union
Cornerstone Federal Credit Union
Fairfield, Connecticut · Under $100 million in assets
Metric by metric
| Measure | Riverbank Federal Credit Union | Cornerstone Federal Credit Union |
|---|---|---|
| TellerScore | 67 | 77 (stronger) |
| Capital cushion | 45 | 56 (stronger) |
| Loan quality | 81 | 93 (stronger) |
| Earnings | 46 | 66 (stronger) |
| Funding & liquidity | 100 (stronger) | 96 |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 34th | 57th |
| Total assets | $87.3M | $68.3M |
| Deposits / shares | $77.7M | $60.1M |
| Capital ratio | 9.54% | 10.58% (stronger) |
| Problem loans | 0.57% | 0.22% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.10% |
| Return on assets | 0.65% | 1.15% (stronger) |
| Loans ÷ deposits | 52.4% (stronger) | 64.6% |
| Uninsured deposits | 3.4% (stronger) | 4.7% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cornerstone Federal Credit Union has the higher TellerScore (77 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Riverbank Federal Credit Union leads on 3 and Cornerstone Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.