Side-by-side · Q2 2026 data
RiverHills Bank vs Security Bank and Trust Co.
Metric by metric
| Measure | RiverHills Bank | Security Bank and Trust Co. |
|---|---|---|
| TellerScore | 73 | 83 (stronger) |
| Capital cushion | 57 | 100 (stronger) |
| Loan quality | 96 (stronger) | 38 |
| Earnings | 67 | 100 (stronger) |
| Funding & liquidity | 61 | 95 (stronger) |
| Problem-loan coverage | 98 (stronger) | 91 |
| Peer percentile | 53rd | 73rd |
| Total assets | $340.8M | $71.8M |
| Deposits / shares | $294.4M | $60.3M |
| Capital ratio | 10.69% | 15.74% (stronger) |
| Problem loans | 0.12% (stronger) | 1.86% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.16% | 2.00% (stronger) |
| Loans ÷ deposits | 96.2% | 44.5% (stronger) |
| Uninsured deposits | 17.6% (stronger) | 19.7% |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Security Bank and Trust Co. has the higher TellerScore (83 vs 73). On the 6 directional measures above (where higher or lower is clearly better), RiverHills Bank leads on 2 and Security Bank and Trust Co. on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.