Side-by-side · Q2 2026 data
Rivermark Community Credit Union vs First Community Credit Union
Metric by metric
| Measure | Rivermark Community Credit Union | First Community Credit Union |
|---|---|---|
| TellerScore | 58 | 86 (stronger) |
| Capital cushion | 58 | 83 (stronger) |
| Loan quality | 43 | 99 (stronger) |
| Earnings | 49 | 72 (stronger) |
| Funding & liquidity | 83 (stronger) | 79 |
| Problem-loan coverage | 78 | 99 (stronger) |
| Peer percentile | 19th | 95th |
| Total assets | $3.3B | $1.9B |
| Deposits / shares | $2.9B | $1.6B |
| Capital ratio | 10.77% | 13.29% (stronger) |
| Problem loans | 1.72% | 0.04% (stronger) |
| Net charge-offs | 2.12% | 0.04% (stronger) |
| Return on assets | 0.72% | 1.31% (stronger) |
| Loans ÷ deposits | 77.0% (stronger) | 81.0% |
| Uninsured deposits | 9.9% | 6.3% (stronger) |
| Offices | 18 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Community Credit Union has the higher TellerScore (86 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Rivermark Community Credit Union leads on 1 and First Community Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.