TellerScore

Rivermark Community Credit Union is a federally insured state-chartered credit union headquartered in Oregon City, Oregon, in business for about 75 years. At the end of Q2 2026 it reported $3.3B in total assets and $2.9B in member shares and deposits, with 18 offices across 2 states.

Rivermark Community Credit Union has a TellerScore of 58 out of 100 (moderate) based on Q2 2026 data — higher than only 19% of its 454 credit unions with $1 billion – $10 billion. Among 47 credit unions headquartered in Oregon, it ranks 39th. Funding & liquidity contributes the most (83/100, 77% loans-to-deposits, 10% uninsured); loan quality contributes the least (43/100, 1.72%).

TellerScore · Q2 2026

Scorecard

Capital cushion58/100
Net worth ratio: 10.77%
Loan quality43/100
Loans 60+ days delinquent ÷ total loans: 1.72%
Earnings49/100
Return on assets (annualized): 0.72%
Funding & liquidity83/100
Loans ÷ shares: 77.0% · 9.9% uninsured
Problem-loan coverage78/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 11.21%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 10 points (48 → 58), mostly because the earnings component improved by 33 points.

TellerScore
405162Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202442
Q3 202440
Q4 202448
Q1 202547
Q2 202548
Q3 202545
Q4 202545
Q1 202662
Q2 202658
Net worth ratio
7.00%8.88%10.77%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.16%
Q3 20248.26%
Q4 202410.18%
Q1 202510.23%
Q2 202510.51%
Q3 202510.43%
Q4 202510.76%
Q1 202610.62%
Q2 202610.77%
Delinquent loans (60+ days)
1.19%1.93%2.67%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20242.44%
Q3 20242.67%
Q4 20241.81%
Q1 20251.74%
Q2 20252.00%
Q3 20252.16%
Q4 20252.46%
Q1 20261.19%
Q2 20261.72%
Return on assets
-0.68%0.02%0.72%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.25%
Q3 20240.27%
Q4 2024-0.22%
Q1 2025-0.68%
Q2 2025-0.11%
Q3 2025-0.29%
Q4 2025-0.05%
Q1 20260.61%
Q2 20260.72%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202658$3.3B10.77%1.72%0.72%77.0%
Q1 202662$3.2B10.62%1.19%0.61%74.2%
Q4 202545$3.2B10.76%2.46%-0.05%76.8%
Q3 202545$3.2B10.43%2.16%-0.29%74.3%
Q2 202548$3.2B10.51%2.00%-0.11%74.7%
Q1 202547$3.3B10.23%1.74%-0.68%72.8%
Q4 202448$3.3B10.18%1.81%-0.22%73.1%
Q3 202440$1.6B8.26%2.67%0.27%64.9%
Q2 202442$1.7B8.16%2.44%0.25%63.2%

454 peers · $1 billion – $10 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.77%
47th
Problem loans1.72%
6th
Net charge-offs2.12%
1st
Return on assets0.72%
41st
Loans to deposits77.0%
77th
Uninsured deposits9.9%
43rd
Loan-loss reserves0.00%
50th
Texas ratio11.2%
12th

Similar-size credit unions in Oregon

InstitutionScoreAssetsCapitalProblem loansCompare
Selco Community Credit UnionCredit union Springfield, OR77 out of 100, Strong$3.0B11.9%0.37%vs
Oregon Community Credit UnionCredit union Eugene, OR55 out of 100, Moderate$3.7B10.8%1.49%vs
Oregon State Credit UnionCredit union Corvallis, OR76 out of 100, Strong$2.8B11.8%0.58%vs
Rogue Credit UnionCredit union Medford, OR67 out of 100, Moderate$4.3B10.4%0.95%vs
First Community Credit UnionCredit union Coquille, OR86 out of 100, Very strong$1.9B13.3%0.04%vs
Marion and Polk Schools Credit UnionCredit union Salem, OR59 out of 100, Moderate$1.9B9.6%1.32%vs

Deposit insurance

Is my money safe at Rivermark Community Credit Union?

Yes. Rivermark Community Credit Union is a federally insured credit union (NCUA charter #65644). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 9.9% of shares and deposits ($285.2M) are above the $250,000 NCUA insurance limit, close to the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 10.77%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

18 locations

Branches

Rivermark Community Credit Union lists 18 offices in 12 cities across 2 states. Most locations:

All branch addresses and map

CFPB TCCP survey · December 31, 2025

Credit card terms

CardPurchase APRAnnual feeLate feeForeign fee
Platinum, Cash Back, Secured Card—$0$251.0%

All Rivermark Community Credit Union card terms

Identity & history

Profile

Legal name
Rivermark Community Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
65644
RSSD ID
179689
Primary regulator
State + NCUA
Established
1951
Headquarters
14405 Meyers Rd, Oregon City, OR 97045
Employees
537

Quick answers

Rivermark Community Credit Union: common questions

Is Rivermark Community Credit Union NCUA insured?

Yes. Rivermark Community Credit Union is a federally insured credit union (NCUA charter #65644). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Rivermark Community Credit Union's TellerScore?

58 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Rivermark Community Credit Union have?

18 offices as of the latest NCUA data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Oregon City

InstitutionScoreAssetsCapitalProblem loansCompare
Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA92 out of 100, Very strong$1.7B15.5%0.60%vs
Consolidated Federal Credit UnionCredit union Portland, OR88 out of 100, Very strong$833.7M15.3%0.27%vs
First Community Credit UnionCredit union Coquille, OR86 out of 100, Very strong$1.9B13.3%0.04%vs
Castparts Employees Federal Credit UnionCredit union Portland, OR85 out of 100, Very strong$79.9M15.7%0.84%vs
Clackamas County BankBank Sandy, OR84 out of 100, Strong$266.4M12.8%0.00%vs
Onpoint Community Credit UnionCredit union Portland, OR83 out of 100, Strong$9.5B15.0%0.98%vs