Side-by-side · Q2 2026 data
Rivermark Community Credit Union vs Oregon State Credit Union
Metric by metric
| Measure | Rivermark Community Credit Union | Oregon State Credit Union |
|---|---|---|
| TellerScore | 58 | 76 (stronger) |
| Capital cushion | 58 | 68 (stronger) |
| Loan quality | 43 | 81 (stronger) |
| Earnings | 49 | 73 (stronger) |
| Funding & liquidity | 83 (stronger) | 76 |
| Problem-loan coverage | 78 | 92 (stronger) |
| Peer percentile | 19th | 79th |
| Total assets | $3.3B | $2.8B |
| Deposits / shares | $2.9B | $2.4B |
| Capital ratio | 10.77% | 11.75% (stronger) |
| Problem loans | 1.72% | 0.58% (stronger) |
| Net charge-offs | 2.12% | 0.74% (stronger) |
| Return on assets | 0.72% | 1.32% (stronger) |
| Loans ÷ deposits | 77.0% (stronger) | 84.5% |
| Uninsured deposits | 9.9% | 5.9% (stronger) |
| Offices | 18 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.3% |
Oregon State Credit Union has the higher TellerScore (76 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Rivermark Community Credit Union leads on 1 and Oregon State Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.