Side-by-side · Q2 2026 data
Riverside Community Credit Union vs Access Credit Union
Credit union
Riverside Community Credit Union
Kankakee, Illinois · Under $100 million in assets
Metric by metric
| Measure | Riverside Community Credit Union | Access Credit Union |
|---|---|---|
| TellerScore | 69 | 72 (stronger) |
| Capital cushion | 59 | 90 (stronger) |
| Loan quality | 54 | 59 (stronger) |
| Earnings | 67 (stronger) | 33 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 90 | 91 (stronger) |
| Peer percentile | 38th | 44th |
| Total assets | $52.0M | $57.9M |
| Deposits / shares | $46.4M | $49.6M |
| Capital ratio | 10.87% | 13.96% (stronger) |
| Problem loans | 1.37% | 1.24% (stronger) |
| Net charge-offs | 0.12% (stronger) | 0.42% |
| Return on assets | 1.17% (stronger) | 0.32% |
| Loans ÷ deposits | 42.9% (stronger) | 60.4% |
| Uninsured deposits | 2.1% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Access Credit Union has the higher TellerScore (72 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Riverside Community Credit Union leads on 3 and Access Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.