Side-by-side · Q2 2026 data
Riverside Community Federal Credit Union vs Beacon Credit Union
Credit union
Riverside Community Federal Credit Union
Marion, Indiana · Under $100 million in assets
Metric by metric
| Measure | Riverside Community Federal Credit Union | Beacon Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 76 |
| Capital cushion | 97 (stronger) | 85 |
| Loan quality | 62 | 84 (stronger) |
| Earnings | 81 (stronger) | 47 |
| Funding & liquidity | 64 | 71 (stronger) |
| Problem-loan coverage | 87 | 95 (stronger) |
| Peer percentile | 62nd | 79th |
| Total assets | $59.6M | $1.8B |
| Deposits / shares | $50.8M | $1.4B |
| Capital ratio | 14.67% (stronger) | 13.52% |
| Problem loans | 1.13% | 0.47% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.01% |
| Return on assets | 1.54% (stronger) | 0.68% |
| Loans ÷ deposits | 95.8% | 89.1% (stronger) |
| Uninsured deposits | 6.2% | 0.0% (stronger) |
| Offices | 2 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Riverside Community Federal Credit Union has the higher TellerScore (79 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Riverside Community Federal Credit Union leads on 4 and Beacon Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.