TellerScore

Side-by-side · Q2 2026 data

Riverside Savings Bank, SSB vs First Savings and Loan Association

Bank

Riverside Savings Bank, SSB

Roanoke Rapids, North Carolina · Under $100 million in assets

84of 100
Strong

Bank

First Savings and Loan Association

Mebane, North Carolina · Under $100 million in assets

81of 100
Strong

Metric by metric

MeasureRiverside Savings Bank, SSBFirst Savings and Loan Association
TellerScore84 (stronger)81
Capital cushion100100
Loan quality100 (stronger)92
Earnings38 (stronger)33
Funding & liquidity79 (stronger)76
Problem-loan coverage100 (stronger)99
Peer percentile76th68th
Total assets$94.5M$55.9M
Deposits / shares$72.5M$41.6M
Capital ratio18.78%23.92% (stronger)
Problem loans0.00% (stronger)0.23%
Net charge-offs0.00%0.00%
Return on assets0.46% (stronger)0.32%
Loans ÷ deposits81.3% (stronger)83.8%
Uninsured deposits11.2%9.5% (stronger)
Offices11
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Riverside Savings Bank, SSB has the higher TellerScore (84 vs 81). On the 6 directional measures above (where higher or lower is clearly better), Riverside Savings Bank, SSB leads on 4 and First Savings and Loan Association on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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