Side-by-side · Q2 2026 data
Riverstone Bank vs A.C.P.E. Federal Credit Union
Metric by metric
| Measure | Riverstone Bank | A.C.P.E. Federal Credit Union |
|---|---|---|
| TellerScore | 76 | 83 (stronger) |
| Capital cushion | 47 | 68 (stronger) |
| Loan quality | 98 (stronger) | 84 |
| Earnings | 98 (stronger) | 89 |
| Funding & liquidity | 52 | 95 (stronger) |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 64th | 72nd |
| Total assets | $593.4M | $78.1M |
| Deposits / shares | $506.0M | $68.9M |
| Capital ratio | 9.74% | 11.75% (stronger) |
| Problem loans | 0.05% (stronger) | 0.47% |
| Net charge-offs | 0.01% (stronger) | 0.09% |
| Return on assets | 1.95% (stronger) | 1.74% |
| Loans ÷ deposits | 100.4% | 65.5% (stronger) |
| Uninsured deposits | 22.1% | 8.2% (stronger) |
| Offices | 9 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
A.C.P.E. Federal Credit Union has the higher TellerScore (83 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Riverstone Bank leads on 3 and A.C.P.E. Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.