Side-by-side · Q2 2026 data
Riverstone Bank vs Sugar Valley Federal Credit Union
Credit union
Sugar Valley Federal Credit Union
Scottsbluff, Nebraska · Under $100 million in assets
Metric by metric
| Measure | Riverstone Bank | Sugar Valley Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 50 |
| Capital cushion | 47 | 100 (stronger) |
| Loan quality | 98 (stronger) | 0 |
| Earnings | 98 (stronger) | 0 |
| Funding & liquidity | 52 | 83 (stronger) |
| Problem-loan coverage | 99 (stronger) | 73 |
| Peer percentile | 64th | 9th |
| Total assets | $593.4M | $6.2M |
| Deposits / shares | $506.0M | $4.8M |
| Capital ratio | 9.74% | 23.44% (stronger) |
| Problem loans | 0.05% (stronger) | 5.67% |
| Net charge-offs | 0.01% (stronger) | 0.14% |
| Return on assets | 1.95% (stronger) | -1.40% |
| Loans ÷ deposits | 100.4% | 77.2% (stronger) |
| Uninsured deposits | 22.1% | 0.0% (stronger) |
| Offices | 9 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Riverstone Bank has the higher TellerScore (76 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Riverstone Bank leads on 4 and Sugar Valley Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.