Side-by-side · Q2 2026 data
Robertson Banking Company vs West Alabama Bank & Trust
Metric by metric
| Measure | Robertson Banking Company | West Alabama Bank & Trust |
|---|---|---|
| TellerScore | 83 (stronger) | 77 |
| Capital cushion | 63 | 72 (stronger) |
| Loan quality | 96 (stronger) | 85 |
| Earnings | 100 (stronger) | 71 |
| Funding & liquidity | 69 | 77 (stronger) |
| Problem-loan coverage | 99 (stronger) | 87 |
| Peer percentile | 84th | 68th |
| Total assets | $462.7M | $929.0M |
| Deposits / shares | $399.5M | $806.4M |
| Capital ratio | 11.26% | 12.22% (stronger) |
| Problem loans | 0.13% (stronger) | 0.44% |
| Net charge-offs | -0.02% (stronger) | 0.16% |
| Return on assets | 2.04% (stronger) | 1.28% |
| Loans ÷ deposits | 77.6% | 74.0% (stronger) |
| Uninsured deposits | 27.7% | 23.0% (stronger) |
| Offices | 8 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Robertson Banking Company has the higher TellerScore (83 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Robertson Banking Company leads on 4 and West Alabama Bank & Trust on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.