TellerScore

Robertson Banking Company (FDIC certificate #39) is based in Demopolis, Alabama. Its Q2 2026 call report shows $462.7M in total assets and $399.5M in deposits and 8 offices.

Based on its Q2 2026 filing, Robertson Banking Company scores 83/100, which we describe as strong. That is higher than 84% of 2,650 banks with $100 million – $1 billion. Among 93 banks headquartered in Alabama, it ranks 15th. Its strongest component is earnings (100/100; 2.04%), and its lowest is capital cushion (63/100; 11.26%).

TellerScore · Q2 2026

Scorecard

Capital cushion63/100
Tier 1 leverage ratio: 11.26%
Loan quality96/100
Noncurrent loans ÷ total loans: 0.13%
Earnings100/100
Return on assets (annualized): 2.04%
Funding & liquidity69/100
Loans ÷ deposits and uninsured-deposit share: 77.6% · 27.7% uninsured
Problem-loan coverage99/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.73%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (80 → 83), mostly because the capital cushion component improved by 9 points.

TellerScore
757983Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202475
Q3 202478
Q4 202475
Q1 202580
Q2 202580
Q3 202581
Q4 202579
Q1 202682
Q2 202683
Tier 1 leverage ratio
5.00%8.13%11.26%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202410.08%
Q3 202410.30%
Q4 20249.67%
Q1 202510.06%
Q2 202510.38%
Q3 202510.85%
Q4 202510.32%
Q1 202610.88%
Q2 202611.26%
Noncurrent loans
0.07%0.24%0.41%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.41%
Q3 20240.16%
Q4 20240.16%
Q1 20250.11%
Q2 20250.11%
Q3 20250.11%
Q4 20250.11%
Q1 20260.07%
Q2 20260.13%
Return on assets
1.69%1.91%2.13%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.84%
Q3 20241.83%
Q4 20241.69%
Q1 20252.10%
Q2 20251.95%
Q3 20252.02%
Q4 20251.94%
Q1 20262.13%
Q2 20262.04%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202683$462.7M11.26%0.13%2.04%77.6%
Q1 202682$475.2M10.88%0.07%2.13%73.8%
Q4 202579$468.3M10.32%0.11%1.94%75.3%
Q3 202581$475.5M10.85%0.11%2.02%75.5%
Q2 202580$478.1M10.38%0.11%1.95%73.6%
Q1 202580$474.0M10.06%0.11%2.10%74.2%
Q4 202475$466.5M9.67%0.16%1.69%78.0%
Q3 202478$473.0M10.30%0.16%1.83%77.7%
Q2 202475$472.7M10.08%0.41%1.84%75.6%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.26%
55th
Total risk-based capital16.11%
74th
Problem loans0.13%
71st
Net charge-offs-0.02%
92nd
Return on assets2.04%
88th
Net interest margin4.29%
70th
Efficiency ratio52.4%
79th
Loans to deposits77.6%
54th
Uninsured deposits27.7%
35th
Loan-loss reserves1.51%
79th
Texas ratio0.7%
74th

Similar-size banks in Alabama

InstitutionScoreAssetsCapitalProblem loansCompare
Cullman Savings BankBank Cullman, AL76 out of 100, Strong$456.7M18.6%0.41%vs
The Bank of VernonBank Vernon, AL85 out of 100, Very strong$445.4M16.6%0.47%vs
First Jackson Bank, Inc.Bank Stevenson, AL93 out of 100, Very strong$444.3M14.8%0.08%vs
NobleBank & TrustBank Anniston, AL81 out of 100, Strong$444.0M11.3%0.26%vs
Peoples Independent BankBank Boaz, AL75 out of 100, Strong$485.7M9.4%0.30%vs
EvaBankBank Eva, AL78 out of 100, Strong$490.6M27.8%1.61%vs

Deposit insurance

Is my money safe at Robertson Banking Company?

Yes. Robertson Banking Company is an FDIC-insured institution (FDIC certificate #39). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 27.7% of deposits ($110.8M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.26%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 16.11% (benchmark: 10%).

Check how much of your own balance is covered

8 locations

Branches

Robertson Banking Company lists 8 offices in 6 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Robertson Banking Company
Type
State-chartered bank
FDIC certificate #
39
RSSD ID
430036
Primary regulator
FDIC
Holding company
Rbc Inc
Established
January 1, 1870
Headquarters
216 N Walnut Ave, Demopolis, AL 36732
Employees
72

Quick answers

Robertson Banking Company: common questions

Is Robertson Banking Company FDIC insured?

Yes. Robertson Banking Company is an FDIC-insured institution (FDIC certificate #39). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Robertson Banking Company's TellerScore?

83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Robertson Banking Company ever failed?

There is no failure record for FDIC certificate #39 in the FDIC failed bank list.

How many branches does Robertson Banking Company have?

8 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Demopolis

InstitutionScoreAssetsCapitalProblem loansCompare
Demopolis Federal Credit UnionCredit union Demopolis, AL92 out of 100, Very strong$3.3M54.9%0.54%vs
West Alabama Bank & TrustBank Reform, AL77 out of 100, Strong$929.0M12.2%0.44%vs
Naheola Credit UnionCredit union Pennington, AL74 out of 100, Strong$219.6M18.0%1.97%vs
Sweet Water State BankBank Sweet Water, AL67 out of 100, Moderate$150.0M9.7%1.30%vs
The Citizens BankBank Greensboro, AL67 out of 100, Moderate$129.2M12.2%1.87%vs
Investar Bank, National AssociationBank Baton Rouge, LA67 out of 100, Moderate$3.9B10.7%0.63%vs