Side-by-side · Q2 2026 data
Rocket Federal Credit Union vs Dallas U.P. Employees Credit Union
Metric by metric
| Measure | Rocket Federal Credit Union | Dallas U.P. Employees Credit Union |
|---|---|---|
| TellerScore | 40 | 81 (stronger) |
| Capital cushion | 49 | 100 (stronger) |
| Loan quality | 20 | 49 (stronger) |
| Earnings | 16 | 88 (stronger) |
| Funding & liquidity | 74 | 78 (stronger) |
| Problem-loan coverage | 63 | 92 (stronger) |
| Peer percentile | 3rd | 68th |
| Total assets | $28.3M | $27.2M |
| Deposits / shares | $24.9M | $20.5M |
| Capital ratio | 9.86% | 24.32% (stronger) |
| Problem loans | 2.40% | 1.54% (stronger) |
| Net charge-offs | 1.06% | 0.04% (stronger) |
| Return on assets | -0.09% | 1.69% (stronger) |
| Loans ÷ deposits | 85.9% | 82.2% (stronger) |
| Uninsured deposits | 3.6% | 2.2% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Dallas U.P. Employees Credit Union has the higher TellerScore (81 vs 40). On the 7 directional measures above (where higher or lower is clearly better), Rocket Federal Credit Union leads on 0 and Dallas U.P. Employees Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.