Side-by-side · Q2 2026 data
Rockland Trust Company vs Somerville Mass Firefighters Federal Credit Union
Credit union
Somerville Mass Firefighters Federal Credit Union
Somerville, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | Rockland Trust Company | Somerville Mass Firefighters Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 92 (stronger) |
| Capital cushion | 68 | 100 (stronger) |
| Loan quality | 81 | 100 (stronger) |
| Earnings | 77 (stronger) | 61 |
| Funding & liquidity | 51 | 100 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 83rd | 92nd |
| Total assets | $25.0B | $7.4M |
| Deposits / shares | $20.5B | $6.0M |
| Capital ratio | 11.83% | 19.56% (stronger) |
| Problem loans | 0.56% | 0.00% (stronger) |
| Net charge-offs | 0.06% | 0.00% (stronger) |
| Return on assets | 1.41% (stronger) | 1.03% |
| Loans ÷ deposits | 88.8% | 50.4% (stronger) |
| Uninsured deposits | 33.5% | 3.1% (stronger) |
| Offices | 148 | 1 |
| CFPB complaints (3 yrs) | 56 | — |
| Complaints per $1B deposits | 2.7 | — |
| Mortgage denial rate (HMDA) | 33.4% | — |
Somerville Mass Firefighters Federal Credit Union has the higher TellerScore (92 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Rockland Trust Company leads on 1 and Somerville Mass Firefighters Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.