Side-by-side · Q2 2026 data
Rockland Trust Company vs Worcester Fire Dept. Credit Union
Credit union
Worcester Fire Dept. Credit Union
Worcester, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | Rockland Trust Company | Worcester Fire Dept. Credit Union |
|---|---|---|
| TellerScore | 73 | 78 (stronger) |
| Capital cushion | 68 | 82 (stronger) |
| Loan quality | 81 (stronger) | 70 |
| Earnings | 77 (stronger) | 54 |
| Funding & liquidity | 51 | 100 (stronger) |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 83rd | 59th |
| Total assets | $25.0B | $47.1M |
| Deposits / shares | $20.5B | $40.9M |
| Capital ratio | 11.83% | 13.18% (stronger) |
| Problem loans | 0.56% (stronger) | 0.91% |
| Net charge-offs | 0.06% | 0.01% (stronger) |
| Return on assets | 1.41% (stronger) | 0.85% |
| Loans ÷ deposits | 88.8% | 25.0% (stronger) |
| Uninsured deposits | 33.5% | 10.1% (stronger) |
| Offices | 148 | 1 |
| CFPB complaints (3 yrs) | 56 | — |
| Complaints per $1B deposits | 2.7 | — |
| Mortgage denial rate (HMDA) | 33.4% | — |
Worcester Fire Dept. Credit Union has the higher TellerScore (78 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Rockland Trust Company leads on 2 and Worcester Fire Dept. Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.