Side-by-side · Q2 2026 data
Rome Federal Credit Union vs Ed-Med Federal Credit Union
Metric by metric
| Measure | Rome Federal Credit Union | Ed-Med Federal Credit Union |
|---|---|---|
| TellerScore | 58 | 76 (stronger) |
| Capital cushion | 57 | 75 (stronger) |
| Loan quality | 36 | 64 (stronger) |
| Earnings | 43 | 63 (stronger) |
| Funding & liquidity | 99 | 100 (stronger) |
| Problem-loan coverage | 83 | 94 (stronger) |
| Peer percentile | 19th | 54th |
| Total assets | $33.5M | $34.7M |
| Deposits / shares | $29.9M | $30.3M |
| Capital ratio | 10.70% | 12.51% (stronger) |
| Problem loans | 1.91% | 1.08% (stronger) |
| Net charge-offs | 0.71% | -0.08% (stronger) |
| Return on assets | 0.58% | 1.07% (stronger) |
| Loans ÷ deposits | 50.6% | 42.2% (stronger) |
| Uninsured deposits | 16.4% | 1.0% (stronger) |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ed-Med Federal Credit Union has the higher TellerScore (76 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Rome Federal Credit Union leads on 0 and Ed-Med Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.