Side-by-side · Q2 2026 data
Rondout Savings Bank vs Cross County Savings Bank
Metric by metric
| Measure | Rondout Savings Bank | Cross County Savings Bank |
|---|---|---|
| TellerScore | 64 (stronger) | 56 |
| Capital cushion | 48 | 78 (stronger) |
| Loan quality | 94 (stronger) | 26 |
| Earnings | 31 | 38 (stronger) |
| Funding & liquidity | 65 | 71 (stronger) |
| Problem-loan coverage | 97 (stronger) | 75 |
| Peer percentile | 26th | 13th |
| Total assets | $512.0M | $525.4M |
| Deposits / shares | $449.3M | $446.5M |
| Capital ratio | 9.79% | 12.84% (stronger) |
| Problem loans | 0.19% (stronger) | 2.21% |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 0.27% | 0.46% (stronger) |
| Loans ÷ deposits | 90.7% | 87.8% (stronger) |
| Uninsured deposits | 19.4% | 16.4% (stronger) |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.0% |
Rondout Savings Bank has the higher TellerScore (64 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Rondout Savings Bank leads on 3 and Cross County Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.