Side-by-side · Q2 2026 data
Rondout Savings Bank vs Piermont Bank
Metric by metric
| Measure | Rondout Savings Bank | Piermont Bank |
|---|---|---|
| TellerScore | 64 (stronger) | 62 |
| Capital cushion | 48 | 77 (stronger) |
| Loan quality | 94 | 100 (stronger) |
| Earnings | 31 (stronger) | 0 |
| Funding & liquidity | 65 (stronger) | 27 |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 26th | 22nd |
| Total assets | $512.0M | $505.1M |
| Deposits / shares | $449.3M | $386.4M |
| Capital ratio | 9.79% | 12.70% (stronger) |
| Problem loans | 0.19% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.46% |
| Return on assets | 0.27% (stronger) | -1.96% |
| Loans ÷ deposits | 90.7% | 83.3% (stronger) |
| Uninsured deposits | 19.4% (stronger) | 63.1% |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Rondout Savings Bank has the higher TellerScore (64 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Rondout Savings Bank leads on 4 and Piermont Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.