Side-by-side · Q2 2026 data
Rondout Savings Bank vs Self Reliance Financial Federal Credit Union
Credit union
Self Reliance Financial Federal Credit Union
New York, New York · $1 billion – $10 billion
Metric by metric
| Measure | Rondout Savings Bank | Self Reliance Financial Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 79 (stronger) |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 94 (stronger) | 79 |
| Earnings | 31 | 41 (stronger) |
| Funding & liquidity | 65 | 78 (stronger) |
| Problem-loan coverage | 97 (stronger) | 95 |
| Peer percentile | 26th | 86th |
| Total assets | $512.0M | $2.0B |
| Deposits / shares | $449.3M | $1.7B |
| Capital ratio | 9.79% | 17.16% (stronger) |
| Problem loans | 0.19% (stronger) | 0.63% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 0.27% | 0.52% (stronger) |
| Loans ÷ deposits | 90.7% | 81.4% (stronger) |
| Uninsured deposits | 19.4% | 16.1% (stronger) |
| Offices | 5 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Self Reliance Financial Federal Credit Union has the higher TellerScore (79 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Rondout Savings Bank leads on 2 and Self Reliance Financial Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.