Side-by-side · Q2 2026 data
Rosedale Bank vs BayVanguard Bank
Metric by metric
| Measure | Rosedale Bank | BayVanguard Bank |
|---|---|---|
| TellerScore | 78 | 80 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 83 | 84 (stronger) |
| Earnings | 31 | 60 (stronger) |
| Funding & liquidity | 73 (stronger) | 52 |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 86th | 77th |
| Total assets | $1.4B | $868.7M |
| Deposits / shares | $1.1B | $689.1M |
| Capital ratio | 18.61% (stronger) | 17.13% |
| Problem loans | 0.52% | 0.48% (stronger) |
| Net charge-offs | 0.01% | -0.01% (stronger) |
| Return on assets | 0.28% | 1.01% (stronger) |
| Loans ÷ deposits | 87.2% (stronger) | 102.2% |
| Uninsured deposits | 5.1% (stronger) | 20.7% |
| Offices | 13 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.3% | 4.3% |
BayVanguard Bank has the higher TellerScore (80 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Rosedale Bank leads on 3 and BayVanguard Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Baltimore, MD
- Forest Hill, MD
- Pasadena, MD