Side-by-side · Q2 2026 data
Rosedale Bank vs Tower Federal Credit Union
Metric by metric
| Measure | Rosedale Bank | Tower Federal Credit Union |
|---|---|---|
| TellerScore | 78 | 83 (stronger) |
| Capital cushion | 100 (stronger) | 93 |
| Loan quality | 83 | 87 (stronger) |
| Earnings | 31 | 66 (stronger) |
| Funding & liquidity | 73 (stronger) | 72 |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 86th | 92nd |
| Total assets | $1.4B | $5.0B |
| Deposits / shares | $1.1B | $4.3B |
| Capital ratio | 18.61% (stronger) | 14.31% |
| Problem loans | 0.52% | 0.39% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.26% |
| Return on assets | 0.28% | 1.16% (stronger) |
| Loans ÷ deposits | 87.2% (stronger) | 88.0% |
| Uninsured deposits | 5.1% (stronger) | 13.2% |
| Offices | 13 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.3% | 30.4% |
Tower Federal Credit Union has the higher TellerScore (83 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Rosedale Bank leads on 4 and Tower Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.