Side-by-side · Q2 2026 data
Roxboro Savings Bank, SSB vs First Savings and Loan Association
Metric by metric
| Measure | Roxboro Savings Bank, SSB | First Savings and Loan Association |
|---|---|---|
| TellerScore | 90 (stronger) | 81 |
| Capital cushion | 100 | 100 |
| Loan quality | 96 (stronger) | 92 |
| Earnings | 67 (stronger) | 33 |
| Funding & liquidity | 82 (stronger) | 76 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 95th | 68th |
| Total assets | $360.7M | $55.9M |
| Deposits / shares | $292.8M | $41.6M |
| Capital ratio | 18.97% | 23.92% (stronger) |
| Problem loans | 0.13% (stronger) | 0.23% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.18% (stronger) | 0.32% |
| Loans ÷ deposits | 71.9% (stronger) | 83.8% |
| Uninsured deposits | 20.3% | 9.5% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.9% | — |
Roxboro Savings Bank, SSB has the higher TellerScore (90 vs 81). On the 6 directional measures above (where higher or lower is clearly better), Roxboro Savings Bank, SSB leads on 4 and First Savings and Loan Association on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.