Side-by-side · Q2 2026 data
Roxboro Savings Bank, SSB vs Nantahala Bank & Trust Company
Metric by metric
| Measure | Roxboro Savings Bank, SSB | Nantahala Bank & Trust Company |
|---|---|---|
| TellerScore | 90 (stronger) | 73 |
| Capital cushion | 100 (stronger) | 44 |
| Loan quality | 96 (stronger) | 89 |
| Earnings | 67 | 79 (stronger) |
| Funding & liquidity | 82 (stronger) | 81 |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 95th | 53rd |
| Total assets | $360.7M | $288.8M |
| Deposits / shares | $292.8M | $260.4M |
| Capital ratio | 18.97% (stronger) | 9.43% |
| Problem loans | 0.13% (stronger) | 0.32% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.18% | 1.47% (stronger) |
| Loans ÷ deposits | 71.9% (stronger) | 74.0% |
| Uninsured deposits | 20.3% | 19.7% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.9% | — |
Roxboro Savings Bank, SSB has the higher TellerScore (90 vs 73). On the 6 directional measures above (where higher or lower is clearly better), Roxboro Savings Bank, SSB leads on 4 and Nantahala Bank & Trust Company on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.