TellerScore

Side-by-side · Q2 2026 data

Rt Federal Credit Union vs G.P.O. Federal Credit Union

Credit union

Rt Federal Credit Union

Rome, New York · Under $100 million in assets

63of 100
Moderate

Credit union

G.P.O. Federal Credit Union

New Hartford, New York · $100 million – $1 billion

79of 100
Strong

Metric by metric

MeasureRt Federal Credit UnionG.P.O. Federal Credit Union
TellerScore6379 (stronger)
Capital cushion5667 (stronger)
Loan quality8487 (stronger)
Earnings464 (stronger)
Funding & liquidity100100
Problem-loan coverage9797
Peer percentile26th76th
Total assets$59.2M$629.8M
Deposits / shares$52.6M$552.2M
Capital ratio10.59%11.70% (stronger)
Problem loans0.49%0.39% (stronger)
Net charge-offs-0.02% (stronger)0.34%
Return on assets-0.39%1.11% (stronger)
Loans ÷ deposits42.1% (stronger)59.6%
Uninsured deposits4.2% (stronger)4.7%
Offices28
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—40.4%

G.P.O. Federal Credit Union has the higher TellerScore (79 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Rt Federal Credit Union leads on 3 and G.P.O. Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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