Side-by-side · Q2 2026 data
Rva Financial Federal Credit Union vs 1st Advantage Federal Credit Union
Credit union
Rva Financial Federal Credit Union
Richmond, Virginia · Under $100 million in assets
Credit union
1st Advantage Federal Credit Union
Newport News, Virginia · $1 billion – $10 billion
Metric by metric
| Measure | Rva Financial Federal Credit Union | 1st Advantage Federal Credit Union |
|---|---|---|
| TellerScore | 76 | 90 (stronger) |
| Capital cushion | 72 | 100 (stronger) |
| Loan quality | 53 | 85 (stronger) |
| Earnings | 100 (stronger) | 92 |
| Funding & liquidity | 86 (stronger) | 72 |
| Problem-loan coverage | 85 | 96 (stronger) |
| Peer percentile | 54th | 98th |
| Total assets | $82.7M | $1.1B |
| Deposits / shares | $73.1M | $895.7M |
| Capital ratio | 12.18% | 16.66% (stronger) |
| Problem loans | 1.42% | 0.45% (stronger) |
| Net charge-offs | -0.10% (stronger) | 0.39% |
| Return on assets | 2.27% (stronger) | 1.81% |
| Loans ÷ deposits | 73.9% (stronger) | 87.8% |
| Uninsured deposits | 5.4% | 4.8% (stronger) |
| Offices | 2 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 28.0% |
1st Advantage Federal Credit Union has the higher TellerScore (90 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Rva Financial Federal Credit Union leads on 3 and 1st Advantage Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.