Side-by-side · Q2 2026 data
RVR Bank vs Bank of the Valley
Metric by metric
| Measure | RVR Bank | Bank of the Valley |
|---|---|---|
| TellerScore | 78 (stronger) | 70 |
| Capital cushion | 48 | 49 (stronger) |
| Loan quality | 95 | 98 (stronger) |
| Earnings | 100 (stronger) | 55 |
| Funding & liquidity | 69 (stronger) | 68 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 72nd | 43rd |
| Total assets | $570.2M | $581.9M |
| Deposits / shares | $506.5M | $490.8M |
| Capital ratio | 9.77% | 9.87% (stronger) |
| Problem loans | 0.16% | 0.05% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 2.00% (stronger) | 0.87% |
| Loans ÷ deposits | 85.0% (stronger) | 91.8% |
| Uninsured deposits | 20.7% | 13.0% (stronger) |
| Offices | 6 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.0% | — |
RVR Bank has the higher TellerScore (78 vs 70). On the 7 directional measures above (where higher or lower is clearly better), RVR Bank leads on 3 and Bank of the Valley on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.