Side-by-side · Q2 2026 data
S&T Bank vs Clarion County Community Bank
Metric by metric
| Measure | S&T Bank | Clarion County Community Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 54 |
| Capital cushion | 60 (stronger) | 30 |
| Loan quality | 83 (stronger) | 74 |
| Earnings | 79 (stronger) | 42 |
| Funding & liquidity | 39 | 67 (stronger) |
| Problem-loan coverage | 95 (stronger) | 82 |
| Peer percentile | 58th | 10th |
| Total assets | $9.9B | $261.6M |
| Deposits / shares | $8.1B | $234.6M |
| Capital ratio | 11.02% (stronger) | 8.01% |
| Problem loans | 0.50% (stronger) | 0.78% |
| Net charge-offs | 0.07% | 0.00% (stronger) |
| Return on assets | 1.47% (stronger) | 0.55% |
| Loans ÷ deposits | 98.1% | 93.2% (stronger) |
| Uninsured deposits | 35.8% | 15.6% (stronger) |
| Offices | 71 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 31.1% | — |
S&T Bank has the higher TellerScore (70 vs 54). On the 7 directional measures above (where higher or lower is clearly better), S&T Bank leads on 4 and Clarion County Community Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Clarion, PA
- New Bethlehem, PA