Side-by-side · Q2 2026 data
S&T Bank vs Firstrust Savings Bank
Metric by metric
| Measure | S&T Bank | Firstrust Savings Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 68 |
| Capital cushion | 60 | 64 (stronger) |
| Loan quality | 83 (stronger) | 74 |
| Earnings | 79 | 88 (stronger) |
| Funding & liquidity | 39 (stronger) | 26 |
| Problem-loan coverage | 95 (stronger) | 89 |
| Peer percentile | 58th | 49th |
| Total assets | $9.9B | $5.6B |
| Deposits / shares | $8.1B | $4.8B |
| Capital ratio | 11.02% | 11.44% (stronger) |
| Problem loans | 0.50% (stronger) | 0.79% |
| Net charge-offs | 0.07% (stronger) | 0.42% |
| Return on assets | 1.47% | 1.71% (stronger) |
| Loans ÷ deposits | 98.1% | 95.7% (stronger) |
| Uninsured deposits | 35.8% (stronger) | 49.7% |
| Offices | 71 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 31.1% | 27.8% |
S&T Bank has the higher TellerScore (70 vs 68). On the 7 directional measures above (where higher or lower is clearly better), S&T Bank leads on 4 and Firstrust Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.