Side-by-side · Q2 2026 data
S C I Federal Credit Union vs Hopesouth Federal Credit Union
Credit union
Hopesouth Federal Credit Union
Abbeville, South Carolina · Under $100 million in assets
Metric by metric
| Measure | S C I Federal Credit Union | Hopesouth Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 67 |
| Capital cushion | 92 | 100 (stronger) |
| Loan quality | 88 (stronger) | 0 |
| Earnings | 10 | 67 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 89 |
| Peer percentile | 54th | 34th |
| Total assets | $23.6M | $39.4M |
| Deposits / shares | $20.2M | $29.0M |
| Capital ratio | 14.24% | 25.39% (stronger) |
| Problem loans | 0.36% (stronger) | 3.23% |
| Net charge-offs | 0.04% (stronger) | 1.27% |
| Return on assets | -0.25% | 1.17% (stronger) |
| Loans ÷ deposits | 46.2% (stronger) | 53.6% |
| Uninsured deposits | 0.6% (stronger) | 2.0% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
S C I Federal Credit Union has the higher TellerScore (76 vs 67). On the 7 directional measures above (where higher or lower is clearly better), S C I Federal Credit Union leads on 5 and Hopesouth Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.