Side-by-side · Q2 2026 data
S C I Federal Credit Union vs Self Memorial Hospital Federal Credit Union
Credit union
Self Memorial Hospital Federal Credit Union
Greenwood, South Carolina · Under $100 million in assets
Metric by metric
| Measure | S C I Federal Credit Union | Self Memorial Hospital Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 62 |
| Capital cushion | 92 (stronger) | 50 |
| Loan quality | 88 (stronger) | 60 |
| Earnings | 10 | 39 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 87 |
| Peer percentile | 54th | 24th |
| Total assets | $23.6M | $14.0M |
| Deposits / shares | $20.2M | $12.5M |
| Capital ratio | 14.24% (stronger) | 10.00% |
| Problem loans | 0.36% (stronger) | 1.19% |
| Net charge-offs | 0.04% (stronger) | 0.52% |
| Return on assets | -0.25% | 0.48% (stronger) |
| Loans ÷ deposits | 46.2% (stronger) | 60.6% |
| Uninsured deposits | 0.6% (stronger) | 0.7% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
S C I Federal Credit Union has the higher TellerScore (76 vs 62). On the 7 directional measures above (where higher or lower is clearly better), S C I Federal Credit Union leads on 6 and Self Memorial Hospital Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.