Side-by-side · Q2 2026 data
S I Philadelphia Federal Credit Union vs Lonza Federal Credit Union
Credit union
S I Philadelphia Federal Credit Union
Philadelphia, Pennsylvania · Under $100 million in assets
Credit union
Lonza Federal Credit Union
Williamsport, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | S I Philadelphia Federal Credit Union | Lonza Federal Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 57 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 13 |
| Earnings | 50 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 95 |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 89th | 17th |
| Total assets | $191K | $490K |
| Deposits / shares | $114K | $365K |
| Capital ratio | 40.03% (stronger) | 25.35% |
| Problem loans | 0.00% (stronger) | 2.61% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.74% (stronger) | -0.69% |
| Loans ÷ deposits | 1.2% (stronger) | 65.7% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
S I Philadelphia Federal Credit Union has the higher TellerScore (90 vs 57). On the 5 directional measures above (where higher or lower is clearly better), S I Philadelphia Federal Credit Union leads on 5 and Lonza Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.