Side-by-side · Q2 2026 data
S.T.E.C. Federal Credit Union vs Redeemer Federal Credit Union
Metric by metric
| Measure | S.T.E.C. Federal Credit Union | Redeemer Federal Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 59 |
| Capital cushion | 100 | 100 |
| Loan quality | 85 (stronger) | 8 |
| Earnings | 39 (stronger) | 18 |
| Funding & liquidity | 67 | 96 (stronger) |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 62nd | 20th |
| Total assets | $5.5M | $5.4M |
| Deposits / shares | $3.8M | $3.9M |
| Capital ratio | 30.91% (stronger) | 27.53% |
| Problem loans | 0.44% (stronger) | 2.75% |
| Net charge-offs | 0.09% | -1.55% (stronger) |
| Return on assets | 0.48% (stronger) | -0.04% |
| Loans ÷ deposits | 93.6% | 41.9% (stronger) |
| Uninsured deposits | 6.2% (stronger) | 18.8% |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
S.T.E.C. Federal Credit Union has the higher TellerScore (79 vs 59). On the 7 directional measures above (where higher or lower is clearly better), S.T.E.C. Federal Credit Union leads on 5 and Redeemer Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.