TellerScore

Headquartered in Plano, Texas, Redeemer Federal Credit Union is a federal credit union with $5.4M in total assets and $3.9M in member shares and deposits as of Q2 2026. Its charter dates back to 2015.

Redeemer Federal Credit Union has a TellerScore of 59 out of 100 (moderate) based on Q2 2026 data — higher than only 20% of its 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 303rd. Capital cushion contributes the most (100/100, 27.53%); loan quality contributes the least (8/100, 2.75%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 27.53%
Loan quality8/100
Loans 60+ days delinquent ÷ total loans: 2.75%
Earnings18/100
Return on assets (annualized): -0.04%
Funding & liquidity96/100
Loans ÷ shares: 41.9% · 18.8% uninsured
Problem-loan coverage94/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.03%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 6 points (53 → 59), mostly because the earnings component improved by 18 points.

TellerScore
505764Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202464
Q3 202456
Q4 202455
Q1 202550
Q2 202553
Q3 202554
Q4 202554
Q1 202660
Q2 202659
Net worth ratio
7.00%19.87%32.74%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202424.54%
Q3 202432.74%
Q4 202432.23%
Q1 202530.36%
Q2 202530.28%
Q3 202532.53%
Q4 202531.52%
Q1 202629.37%
Q2 202627.53%
Delinquent loans (60+ days)
2.75%8.09%13.43%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20247.74%
Q3 20249.31%
Q4 202410.14%
Q1 202513.43%
Q2 20253.99%
Q3 20255.88%
Q4 20254.18%
Q1 20263.08%
Q2 20262.75%
Return on assets
-4.26%-1.44%1.39%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20241.39%
Q3 20240.53%
Q4 20240.04%
Q1 2025-0.48%
Q2 2025-4.26%
Q3 2025-2.62%
Q4 2025-2.08%
Q1 20260.32%
Q2 2026-0.04%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202659$5.4M27.53%2.75%-0.04%41.9%
Q1 202660$5.1M29.37%3.08%0.32%43.5%
Q4 202554$4.8M31.52%4.18%-2.08%50.5%
Q3 202554$4.7M32.53%5.88%-2.62%55.7%
Q2 202553$5.0M30.28%3.99%-4.26%46.4%
Q1 202550$5.3M30.36%13.43%-0.48%41.8%
Q4 202455$5.0M32.23%10.14%0.04%51.1%
Q3 202456$5.0M32.74%9.31%0.53%50.1%
Q2 202464$6.8M24.54%7.74%1.39%35.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio27.53%
92nd
Problem loans2.75%
14th
Net charge-offs-1.55%
100th
Return on assets-0.04%
18th
Loans to deposits41.9%
76th
Uninsured deposits18.8%
2nd
Loan-loss reserves0.00%
37th
Texas ratio3.0%
42nd

Similar-size credit unions in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
Pampa Municipal Credit UnionCredit union Pampa, TX68 out of 100, Moderate$5.4M14.1%1.63%vs
Port of Houston Warehouse Federal Credit UnionCredit union Houston, TX96 out of 100, Very strong$5.4M21.6%0.52%vs
S.T.E.C. Federal Credit UnionCredit union Nursery, TX79 out of 100, Strong$5.5M30.9%0.44%vs
Frio County Federal Credit UnionCredit union Pearsall, TX67 out of 100, Moderate$5.3M37.4%0.63%vs
Farmers Branch City Employees Federal Credit UnionCredit union Farmers Branch, TX57 out of 100, Moderate$5.2M19.9%6.74%vs
South Texas Regional Federal Credit UnionCredit union Laredo, TX83 out of 100, Strong$5.7M15.5%0.15%vs

Deposit insurance

Is my money safe at Redeemer Federal Credit Union?

Yes. Redeemer Federal Credit Union is a federally insured credit union (NCUA charter #24867). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 18.8% of shares and deposits ($738K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 27.53%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Identity & history

Profile

Legal name
Redeemer Federal Credit Union
Type
Federal credit union
NCUA charter #
24867
RSSD ID
4935191
Primary regulator
NCUA
Established
2015
Headquarters
4160 W Spring Creek Pkwy, Suite 250, Plano, TX 75024
Employees
3

Quick answers

Redeemer Federal Credit Union: common questions

Is Redeemer Federal Credit Union NCUA insured?

Yes. Redeemer Federal Credit Union is a federally insured credit union (NCUA charter #24867). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Redeemer Federal Credit Union's TellerScore?

59 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.