Side-by-side · Q2 2026 data
S T S P Federal Credit Union vs Richland Parish Schools Federal Credit Union
Credit union
Richland Parish Schools Federal Credit Union
Rayville, Louisiana · Under $100 million in assets
Metric by metric
| Measure | S T S P Federal Credit Union | Richland Parish Schools Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 74 (stronger) |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 79 (stronger) | 0 |
| Earnings | 54 | 100 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 94 (stronger) | 88 |
| Peer percentile | 36th | 49th |
| Total assets | $779K | $619K |
| Deposits / shares | $706K | $435K |
| Capital ratio | 9.42% | 29.55% (stronger) |
| Problem loans | 0.62% (stronger) | 6.18% |
| Net charge-offs | 0.00% | -0.31% (stronger) |
| Return on assets | 0.86% | 2.99% (stronger) |
| Loans ÷ deposits | 54.7% | 42.0% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Richland Parish Schools Federal Credit Union has the higher TellerScore (74 vs 68). On the 6 directional measures above (where higher or lower is clearly better), S T S P Federal Credit Union leads on 1 and Richland Parish Schools Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.