Side-by-side · Q2 2026 data
Sabine Federal Credit Union vs Capitol Credit Union
Metric by metric
| Measure | Sabine Federal Credit Union | Capitol Credit Union |
|---|---|---|
| TellerScore | 69 | 71 (stronger) |
| Capital cushion | 73 (stronger) | 70 |
| Loan quality | 74 | 93 (stronger) |
| Earnings | 27 | 30 (stronger) |
| Funding & liquidity | 90 (stronger) | 75 |
| Problem-loan coverage | 92 | 97 (stronger) |
| Peer percentile | 48th | 54th |
| Total assets | $235.3M | $233.9M |
| Deposits / shares | $203.9M | $203.6M |
| Capital ratio | 12.27% (stronger) | 11.98% |
| Problem loans | 0.79% | 0.20% (stronger) |
| Net charge-offs | 0.32% | 0.21% (stronger) |
| Return on assets | 0.18% | 0.25% (stronger) |
| Loans ÷ deposits | 70.1% (stronger) | 85.3% |
| Uninsured deposits | 4.9% (stronger) | 8.7% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.0% | 22.3% |
Capitol Credit Union has the higher TellerScore (71 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Sabine Federal Credit Union leads on 3 and Capitol Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.