Side-by-side · Q2 2026 data
Sabine State Bank and Trust Company vs Doches Credit Union
Metric by metric
| Measure | Sabine State Bank and Trust Company | Doches Credit Union |
|---|---|---|
| TellerScore | 52 | 74 (stronger) |
| Capital cushion | 33 | 85 (stronger) |
| Loan quality | 45 | 79 (stronger) |
| Earnings | 90 (stronger) | 43 |
| Funding & liquidity | 47 | 72 (stronger) |
| Problem-loan coverage | 60 | 92 (stronger) |
| Peer percentile | 9th | 49th |
| Total assets | $1.3B | $64.5M |
| Deposits / shares | $1.2B | $56.4M |
| Capital ratio | 8.28% | 13.54% (stronger) |
| Problem loans | 1.66% | 0.62% (stronger) |
| Net charge-offs | 0.08% (stronger) | 0.20% |
| Return on assets | 1.74% (stronger) | 0.59% |
| Loans ÷ deposits | 88.7% | 88.5% (stronger) |
| Uninsured deposits | 36.9% | 1.7% (stronger) |
| Offices | 51 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Doches Credit Union has the higher TellerScore (74 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Sabine State Bank and Trust Company leads on 2 and Doches Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Hemphill, TX
- Center, TX