Side-by-side · Q2 2026 data
Saco & Biddeford Savings Institution vs Coast Line Credit Union
Metric by metric
| Measure | Saco & Biddeford Savings Institution | Coast Line Credit Union |
|---|---|---|
| TellerScore | 61 | 94 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 95 (stronger) | 93 |
| Earnings | 30 | 79 (stronger) |
| Funding & liquidity | 41 | 100 (stronger) |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 24th | 95th |
| Total assets | $1.5B | $89.2M |
| Deposits / shares | $1.0B | $68.3M |
| Capital ratio | 10.02% | 19.06% (stronger) |
| Problem loans | 0.14% (stronger) | 0.22% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 0.24% | 1.48% (stronger) |
| Loans ÷ deposits | 118.7% | 53.8% (stronger) |
| Uninsured deposits | 23.6% | 9.1% (stronger) |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.6% | 13.6% |
Coast Line Credit Union has the higher TellerScore (94 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Saco & Biddeford Savings Institution leads on 2 and Coast Line Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.